In addition to using your HSA/FSA account to pay for your therapy process, another option to make self-pay more doable is Out-Of-Network (OON) reimbursement.
My practice will provide Superbills upon request so that you may submit for OON reimbursement.
What is a Superbill? A Superbill is a receipt that contains my business and tax information, as well as your session and billing information.
Many insurance plans have OON benefits. If yours does, you may submit this Superbill to your insurance to see if OON reimbursement is a possibility.
NOTE: Not every insurance plan has OON benefits. Please verify with your insurance.
NOTE: Your Superbill will contain a diagnosis. If you are requesting self-pay in order to avoid a diagnosis on your record, then you may not want to request a Superbill.